Unlock Powerful Returns with VM Investments Limited
Solidify your financial future with VMIL’s J$4B Corporate Bond Offer, a high-yield opportunity designed to deliver consistent growth and returns of up to 9.50%.
We are pleased to invite you to subscribe for up to J$4,000,000,000 in Unsecured Corporate Bonds, with the
option to upsize by up to 20%.
Offer Open: June 17, 2026
Offer Closes: July 17, 2026
VM Investments Limited (VMIL) is a publicly listed investment and financing company, and a subsidiary of the VM Financial Group. Since our incorporation in 1984, we have been committed to delivering sustainable value to our shareholders by supporting clients in building wealth through a comprehensive suite of financial solutions including
- Investment Banking Services
- Private Equity Investments
- Securities Trading
- Lease Financing & Corporate Lending
VMIL holds significant shareholdings in well-established companies such as Kingston Properties Limited (KPREIT) and Home Choice Enterprise Limited and is the parent company of VM Wealth Management Limited.
- jmA- (Jamaica National Scale JMD Currency)
- jmBBB+ (Jamaica National Scale Foreign Currency)
- CariBBB (Regional Scale Local Currency)
About the Bond Offer
Here’s your opportunity to invest in two tranches of unsecured corporate bonds, denominated in Jamaican Dollars (J$).
Tranche A
- Size: J$2,000,000,000
- Tenure: 25 Months
- Coupon Rate: 9.00% per annum
- Maturity Date: July 12, 2028
Tranche B
- Size: J$2,000,000,000
- Tenure: 43 Months
- Coupon Rate: 9.50% per annum
- Maturity Date: January 12, 2030
- Issuer: VM Investments Limited (VMIL)
- Arranger & Lead Broker: VM Wealth Management
- Offer Size: J$4,000,000,000
- Currency: Jamaican Dollars (J$)
- Interest Payments: Paid quarterly
- Principal Repayment: Bullet payment at maturity
- Minimum Trading Block: J$10,000
- Minimum Subscription: J$10,000 (for existing investors), J$100,000 (for new investors)
*J$10,000.00 for existing investors who currently hold Bonds issued by the Company in a principal amount of less than J$100,000.00
*J$100,000.00 for new investors and existing investors who currently hold Bonds issued by the Company in a principal amount of greater than J$100,000.00
Why Choose the VMIL Public Bond Offer
Expected Returns
Unlock the potential of competitive fixed coupon rates. Designed for maximum value, these bonds offer a compelling opportunity to grow your portfolio with confidence.
Trusted Stability
Backed by a jmA- (Jamaica National Scale JMD Currency), jmBBB+ (Jamaica National Scale Foreign Currency) and CariBBB (Regional Scale Local Currency) from CariCRIS, VMIL bonds provide the assurance of a financially strong issuer.
Transparent Oversight
Managed under the stewardship of the Jamaica Central Securities Depository (JSCD), Financial Services Commission (FSC), Companies Office of Jamaica and the Jamaica Stock Exchange (JSE) ensuring seamless transactions and efficiency.
Nation Building Impact
Participate in an investment opportunity that secures your financial future and contributes to Jamaica’s economic advancement and development.
The proceeds of this Offer will be used primarily to refinance existing debt facilities. Through the issuance of the Bonds, VMIL intends to extend the maturity profile of its current obligations and improve its debt servicing capacity. This refinancing is expected to enhance the Company’s financial flexibility by providing longer repayment tenors, supporting stronger liquidity management, and positioning VMIL for continued growth, including future acquisitions and private equity investments.
Professional Advisors to the Invitation
Arranger and Broker
VM Wealth Management Ltd
Trustee, Registrar & Paying Agent
MF&G
Attorneys-at-Law
Patterson Mair Hamilton
Auditors
KPMG
VM Wealth Management Limited, a subsidiary of VMIL, is a licensed securities dealer and a premier provider of wealth management services in Jamaica. With decades of experience, VM Wealth offers a comprehensive range of products including investment advisory, asset management, and securities trading. The team at VM Wealth is committed to transforming the lives of our clients by delivering smart, value-driven solutions that propel growth for both individuals and organisations.
Disclaimer For Offer
This Prospectus is dated June 4, 2026 and is issued by VM Investments Limited (“VMIL” or the “Company”.) A copy of this Prospectus was delivered to the Registrar of Companies for registration pursuant to section 40( 2 ) of the Companies Act, 2004 and was so registered on May 27, 2026. The Registrar of Companies accepts no responsibility whatsoever for the contents of this Prospectus. VM Investments Limited has been registered as an issuer with the Financial Services Commission (the FSC) with respect to the Unsecured Corporate Bonds pursuant to Section 26( 1 ) of the Securities Act, and pursuant to such registration, a copy of this Prospectus was also delivered to the FSC for registration, and it was so registered on June 4, 2026. The FSC has neither approved the Unsecured Corporate Bonds, nor has it passed upon the accuracy or adequacy of this Prospectus. Terms and conditions apply.
Applications for this offer are only available through the VM Wealth IPO Edge Portal.
The target of this initiative is J$4 billion, with the ability to upsize by 20%.
Unsecured Corporate Bonds
The Public Offering of Unsecured Corporate Bonds via two ( 2 ) tranches
The Offer is open June 17, 2026 and will close July 17, 2026.
Minimum subscription are as follows:
- J$10,000.00 for existing investors who currently hold Bonds issued by the Company in a principal amount of less than J$100,000.00
- J$100,000.00 for new investors and existing investors who currently hold Bonds issued by the Company in a principal amount of greater than J$100,000.00
To refinance maturing debt facilities and further strengthen the Issuer’s working capital base. To note:
- The VMIL $5.43Bn (D and Di) matures in June 2026 and will be refinanced in full of the proceeds of this raise.
- The VMIL J$5.43 billion Notes (Series E and Ei) are scheduled to mature in December 2026. The Issuer intends to exercise its call option, either partially or in full, upon the successful completion of this public offering. As VMIL is subject to a 45 day notice period, the formal call notice will be issued following the fund raise. In light of this, please advise existing investors of their available options:
- roll over their investments into the new bond offering; or
- accept an early repayment and forgo the associated fixed income benefits.
VM Wealth Management Limited’s Wealth IPO Edge Portal Application Guide
- Download Prospectus
- Navigate to “Offerings” from the main screen.
- Navigate to “More Details” of available offering.
- Click “View Prospectus”.
- User Registration
- On your device, visit https://wealthipo.myvmgroup.com
- Select “Sign Up”.
- Complete all the required fields and submit.
- Activating User Account
- After registering as a new user, go to the email used in the sign-up process.
- Click the link received in the email to confirm your email address.
- Log into the platform.
- Account Log In
- Navigate to the home page.
- Select “Log in”
- Enter email address & password credentials used to sign up.
- Click Log In button.
- Register JSCD Account & Add Joint Holder(s)
- Log in.
- Go to the “My Accounts” Tab.
- Navigate to “Add Account”.
- Complete all required fields.
- Review details and click Submit.
- Apply for Offering.
- Navigate to “Offerings” from the main screen.
- Navigate to “More Details” of available Offering.
- Click “Apply Now” to begin application.
- Complete required fields to apply for the offering.
- For joint accounts, upload the signatures of all the members listed on the account.
- Click submit to complete application process.
